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Understanding Your Credit Score
“A high credit score is bad!” Those were the exact words uttered out of the mouth of my hairstylist at the beauty salon. “No, it’s not,” her coworker responded. As for me, you know how when you hear...
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5 Reasons to Check Your Credit Report Today
Think your credit doesn’t matter? You’d better think again. Companies use your credit report to make real decisions about you. Are you approved? Do you have to pay a deposit? How much is your credit...
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No Interest and Same-as-Cash Credit Offers Explained
Reader’s Question: This should be an interesting question that will require you to open the vault of all counsel given over multiple years. Here goes: My present-day business class posted a Sept. 11,...
View ArticleNew Law: Free Credit Freeze and Fraud Alerts
Did you know you have a right to a free credit freeze? How about yearlong fraud alerts too? On September 21, 2018, a new federal law went into effect giving Americans access to free credit freezes and...
View ArticleHow to Freeze Your Credit Report
Are you a victim of a Data Breach? Identity Theft? Fraud? A credit freeze could help protect you from identity theft. This video shows you what you need to know about a #creditfreeze. In less than 90...
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New: COVID-19 Free Credit Report Every Week
AnnualCreditReport.com is the official website to get your free credit report from each of the credit bureaus (Equifax, Experian and TransUnion) every year. Staying on top of your credit is important...
View ArticleDoes Running Your Credit Hurt You?
The other day my friend asked, “What is the issue requesting credit history? Does your credit score go down each time people pull your credit?” Whenever your credit is pulled it is called an inquiry....
View ArticleHow to Give Your Credit Score a Boost
Your credit score matters. A good credit score can open up new doors for you. Last week, I joined Experian’s #creditchat and we discussed “How to Boost Your Credit Score.” Here are some tips from that...
View ArticleFree Credit Reports Every Week Extended
When the coronavirus pandemic hit, credit reporting companies gave Americans free access to their credit report every week. And the COVID-19 Free Credit Report Every Week was supposed to expire this...
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Update: Equifax Data Breach Settlement
Do you remember the massive 2017 Equifax data breach? The settlement required you to file a claim by January 22, 2020 to receive any benefits. You had a choice of a cash payout or free credit...
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